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Create a financial plan that can help you make the best of any circumstance. Here's a checklist for financial preparedness.

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to pursue their investment goals. That's because 401(k) plans offer a variety of attractive features that make investing for the future easy and potentially profitable.

More than 40% of Americans have no life insurance, according to the 2015 Insurance Barometer Study by Life Happens and LIMRA.

That’s why each September Life Happens coordinates Life Insurance Awareness Month. This industry-wide campaign is aimed at educating Americans about the importance of life insurance and helping them get the coverage they need.

November is Long-Term Care Awareness Month so I have put together a list of three common questions I get asked regarding the subject.

One of the biggest dangers in investing is picking an investment strategy that makes it difficult for you to sleep at night. If the risk is more than you can tolerate in a down market, then you’ll panic and sell when you shouldn’t.

The third week in October is designated as National Estate Planning Awareness Week. Estate planning is a critical component of every financial plan, regardless of the size of the estate. Unfortunately, it’s also an area that is commonly overlooked. This often results in wasted dollars and emotional hardship that could otherwise be minimized with proper advance planning and action.

One of the questions that I get asked quite a bit from clients is which type of IRA should they have, a traditional, Roth or both.  To begin, let’s consider what is similar about them.  Both allow you to make annual contributions of up to $5,500 in 2014, if you have at least that amount of compensation and fall within the income limitations.  That number rises to $6,500 if

A Health Savings  Account (H.S.A) paired with a high-deductible health insurance plan can be a great way for people to save for their medical expenses.  One of the best features of a H.S.A is that participants are able to roll over their unspent balances to the next year.  But what happens if a participant doesn’t spend all of the funds in their account by the time they get

In continuing with Life Insurance Awareness Month, I have a question for you – are you confident that you have the right amount of life insurance to protect your family? Traditional school of thought suggests most people should have 8-10 times their annual salary in life insurance coverage. This is a good place to start, but what if your situation is not like that of most people?

Last week, I shared my personal experience with life insurance.  In light of September being Life Insurance Awareness Month, and because I believe it is a critical component of a well-constructed financial plan, I will be providing more tips on life insurance through the month of September.  This week, I will be discussing term vs. permanent life insurance.